Pricing
Start free. Pay when you want the engine to search the decisions.
Free has no card and no time limit. Premium is US$109 a year, and its trial needs no card either.
Free
$0
Build your portfolio and keep it current.
- Every property, loan, investment, cash account and retirement fund you own, with no limit on how many
- Net worth and cashflow, year by year, across the whole portfolio
- Rental property modelled in its own country and currency, with tax on rent, on gains and on a sale
- An income goal and a net worth goal, and the year each one is reached
- Replay the dot com fall, the global financial crisis, covid and the 2022 fall against your savings and investments
- The cashflow planner and the investment tracker, on your own figures
- Six quick answers: freedom, debt paydown, equity, net yield, loan repricing and a stress test
- No card, no time limit
Premium
US$109/ YEAR
See what each move would do.
- Everything in Free, plus:
- Buy, Sell or Hold: every property, every year, compared across the whole portfolio
- Debt Reduction Plan: the earliest year your debt clears
- Financial Independence Plan: the year work becomes optional
- Wealth Report: what the search found, as a document
- Analysis: zoom from the whole portfolio down to a single property, investment or loan, on a page you build from thirty two charts and tables
- Price a purchase or a sale against your real portfolio, and search both at once
- Replay those same crashes against your property: interest rates, rent, values and running costs
- Foreign currency stress, and the pay down debt strategy
- Automatic daily prices for your investments
- Legacy vault: the people and documents your family would need
- Import from Excel and exports for your accountant or your bank
Try Premium free for 7 days
Already have an account? Subscribe
Prices are in USD, billed once a year. The 7 day trial opens every paid tool except the Excel import and export, with no card.
Your portfolio, turned into a decision document.
Free is where you build and maintain the portfolio. Premium is where Freeholt searches the big moves, assembles the Wealth Report, and gives you exports you can take into a bank, accountant or adviser conversation.
The Harpers' 2 futures on the home page were found by that search. See them
Financial planners
Early adviser programme
For advisers who work with property heavy clients and want to help shape the client version before broad release.
- Use the same engine with household level portfolios, scenario planning and report output.
Questions people ask
- Is the free plan really free?
- Yes. The free plan has no time limit and needs no card, and it is not a cut down demo: your whole portfolio, your projections, your goals and two of the reports run on it.
- How do I know the numbers are right?
- Every calculation runs through one engine, so a figure on a chart, in a report and in an export cannot disagree. That engine is checked row by row against a separately built reference model, and the whole set of checks runs before any change ships. Tax rules are dated and kept current as they change, so an Australian budget year lands as an update rather than as a number that quietly went stale. Where something is not yet modelled the app says so instead of showing a figure that looks right.
- Who built Freeholt, and do they use it?
- It is built by property investors who needed it themselves. The founders run their own portfolio on it, across 5 countries, with the rental income, the loans, the retirement funds and the tax of each one. Every tool here was tested on that portfolio before it was offered to anyone else, and the cross border cases in the engine are there because they had to be solved for real.
- How does the 7 day trial work?
- Open any paid tool and you will be shown the terms. Accept them and every paid tool opens for 7 days. There is no card and nothing to cancel: when the week is up your account goes back to Free on its own, and everything you entered stays where it is. It is one trial per account, and Excel import and export are the two things it does not include.
- What do I get for US$109 a year?
- Free keeps your portfolio true. Premium searches the moves against it: how buying, selling or holding each property compares across the whole portfolio, the fastest path out of debt, the year work becomes optional, the Wealth Report, Analysis, the property and currency stress levers, automatic prices, Excel import and exports, and the legacy tools.
- Is Freeholt financial advice?
- No. Freeholt is a calculator based on the information you provide. It is not financial, tax or legal advice. Please consult a licensed professional.
- Can I take my data with me?
- Yes. Settings has a Download my data button on every plan that gives you a complete JSON copy of everything you entered. Premium adds spreadsheet and report exports and a restore flow. Account deletion is self serve on every plan, with retained account records limited to legal and operational needs.
- What happens if I stop paying?
- Your account goes back to Free. The paid tools stop opening, and every figure you have entered stays exactly where it is. Fair use limits apply on every plan and are set out in the Terms of Use.