Property tax in St Lucia
See what St Lucia's tax rules do to your property portfolio.
What Freeholt models for property, income and retirement in St Lucia, and what it does not.
Free to start. No card. Rules reviewed 2 July 2026.
Modelled here
- Tax on rental income
- Capital gains on a sale
- Duty on purchase (approximate)
- Annual property or land tax
XCD · Rates as at 2 July 2026 · Estimates, not advice
Local income (incl. rent) is taxed at progressive rates up to 30%; no CGT. Foreign buyers need a fixed fee Alien Landholding Licence; non citizen sellers face a vendor's tax of up to 10%.
How rental income is taxed in St Lucia
For a resident owner: A flat 30% on net rent after costs. For an owner living abroad and renting this out: A flat 30% on net rent after costs.
Interest and losses
Mortgage interest is deductible against the rent. A rental loss is ring fenced: it carries forward against future rental income rather than reducing other income now.
Capital gains on a sale
There is no capital gains tax on residential property. A seller side levy still applies on the way out, up to 10% of the sale price, and it falls hardest on a quick resale.
Annual property tax while holding
About 0.5% a year on the property value.
What it costs to buy
Freeholt estimates this at 2% of the price. That is an average rather than the published rule, which is not modelled here yet. Buyer stamp 2% plus a tiered FIXED fee Alien Landholding Licence (~US$2.5k 20k) and eligibility certificate. Budget these separately.
Residents of St Lucia with property abroad
A resident of St Lucia is taxed on rent and sale gains from property abroad under the same rules as property in St Lucia, with a credit for the tax paid where the property is. The credit stops at St Lucia's own tax on that income, so the total is broadly the higher of the two countries' charges. Special regimes for people who have just moved to a country are not included in Freeholt's figures.
How Freeholt models St Lucia
Every rate above is priced from Freeholt's own table for St Lucia and runs through the whole projection: rental income, a modelled sale and the annual holding costs all use the same figures. They cannot be edited yet, so a position that differs from the defaults has to be read with that in mind. The estimate assumes an individual owner rather than a company or trust, and where a rule is not modelled it is listed below rather than quietly priced at zero.
What running this property costs
In St Lucia this covers property tax, insurance, maintenance and management. The real rate is below the 0.5% this page shows: the Land and House Tax Act (Cap. 15.13) charges 0.25% of open market value on residential property, and section 7 waives the first EC$200,000 for every owner rather than only an owner occupier, so an EC$500,000 home pays EC$750 a year, or 0.15%. Treat the modelled figure as conservative.
How borrowing works here
Local financing is limited for non citizens; the EC dollar is pegged at XCD 2.70 = USD 1.
What actually happened here
This country's own record, one year at a time. Nothing on this page is borrowed from another country. Move across a chart to read a year.
What Freeholt models here
- ModelledTax on rental income
- Resident and non resident rates, with interest and losses treated under the local rule.
- ModelledCapital gains on a sale
- No general capital gains tax, but a charge on the seller at the sale, which is priced.
- ApproximateDuty on purchase
- Carried as one national average rather than the published scale, which differs by band and often by region.
- ModelledAnnual property or land tax
- Charged every year the property is held.
- Not yetIncome tax beyond the rent
- Not modelled for this country yet.
- Not yetDividends, interest and share sales
- Not modelled for this country yet.
- Not yetRetirement savings
- Not modelled for this country yet.
- Not yetInheritance and what happens on death
- Not modelled for this country yet.
What Freeholt does not model here
- Inheritance and estate tax
- Treaty relief between this country and the owner's country of residence
Coverage deepens country by country. Every figure is an estimate, not advice.
Compare with another country
Each page is built from the same table the app runs on, so the figures line up side by side.
Compare St Lucia with another country — rent, gains, annual tax and duty, side by side.
Questions people ask
- Does Freeholt model St Lucia property tax?
- Yes. Rental income tax, capital gains on a sale, duty on purchase and annual property or land tax are priced from Freeholt's own rate table for St Lucia. Duty on purchase carries a simplification that the page names beside the figure. The rates are not editable yet, so one that differs in a particular case cannot be overridden. Every figure is an estimate, not advice.
- How is rental income from St Lucia taxed if I live somewhere else?
- A flat 30% on net rent after costs. Tax may also be due in the country of residence, with credit for what was paid here. Estimates only, not advice.
- What are the St Lucia figures as at?
- The rate table for St Lucia was last reviewed on 2 July 2026. Freeholt date stamps every country rather than implying all of them were checked on the same day. Estimates only, not advice.
Model a property in St Lucia alongside everything else you own: see the year your portfolio starts paying you back.